Born in Nablus on 13 Dec. 1956; worked as Assistant Researcher at the Arab Studies Society in Jerusalem from 1980-82, while also studying at An-Najah University, Nablus, graduating with a BA in Accounting and Business Administration in 1982; worked at Najah National University, Teaching at the College of Economics and as Administrative Secretary from 1982-83; went to the US to continue his studies and received an MBA in Accounting from Angelo State University, Saint Angelo, Texas, in 1985, and a DBA in Accounting and Finance from Southern Illinois University, Carbondale, IL, USA, in 1989; worked also as Assistant to the Director of the Budget Office at the Southern Illinois University from 1986-89; became Assistant Professor in the Accounting and Finance Dept. of the College of Business and Industry, University of Massachusetts at North Dartmouth, in 1989-90; returned to Palestine and joined An-Najah University’s College of Economics and Administration as Assistant Professor and Chairman of the Accounting Dept. from 1990-93; coordinated the Multilateral Working Groups and Technical Committees from Orient House during 1992-94 and was the Technical Head of the Palestine economic negotiating team for the Paris Protocol, during 1993-94; during 1993-94, also worked as Director of the Aid Coordination and Facilitation Dept. at PECDAR; served on the Municipal Council of Nablus from 1994-99; from 1995-99, joined PADICO, first as Assistant CEO and Chief Investment Officer in Nablus (1995-97), then as Managing Director of the Palestine Industrial Estate Development & Management Co. (1997-98), and as Chief Officer for Corporate Communication and PR (1998-99); was also member of the Board of Directors of the Palestinian Monetary Authority (PMA) from 1996-99; then served as Deputy Governor of the PMA and deputy Chairman of the Board of Directors from 1999-2000, as Acting Governor in 2001, and as Governor and Chairman of the Board of Directors from 2002-05; founding member of the Palestine Plastic Co. in Nablus, member of the Palestine Development Fund (1998-2005), and Steering Committee member of the Hisham Adib Hijawi Scientific Award, Amman (1998-99) and the Development of Palestine IT and Hi-Tech Industry (1999-2000); was a member of the Board of Directors of the Palestine Industrial Investment Co., Nablus (1995-98), the Nablus Industrial Incubator (1996), the Palestine Poultry Co., Nablus (1998), and the Palestine Development Fund, Ramallah (2005), as well as Acting Chairman of the Board of the Nablus Development and Promotion Co. (1998-2000) and Chairman of the Board of Directors of Al-Ufoq for Training and Childhood Development, Nablus (1991-93), the Technical Development Corporation (1992-93), and the Palestine Industrial Estates and Free Zones Authority; in 2004; has conducted and/or contributed to many studies and projects related to master planning, financial management, development, and accounting in Palestine.